My Credit Score History | A Real Life Example of the Credit Score Impact

Tweet Today we open the doors wide on my credit score history so you can see how applying for multiple credit cards impacts your credit score. Because I really want to make it easy for you, I’m going to be transparent and list the cards I applied for between each application.  That way you can […]

Delta to the Rescue (Again)! Time to Stock Pile More Delta SkyMiles

Tweet Last week, I had the honor of attending my grandpa’s funeral. We celebrated his 95 years of life.  He loved and cared for his wife who proceeded him in death.  He provided for and supported his children.  He was a Christian who was an encouragement to so many people he met. When I heard […]

Confessions of a Hypocritical Travel Blogger | I Don’t Do App-O-Ramas

Tweet One of the goals of Help Me Travel Cheap is to share my travel knowledge and insight so you can benefit from what I’m learning about nearly free travel. But the other day I realized that there is one piece of advice I’ve shared on this blog that I don’t actually follow. So, you […]

Travel Credit Card Reward Spending Guide By Bonus Categories

Tweet By owning Help Me Travel Cheap, I sometimes get to cheat.  I get to do things that I’d like to do anyways and turn it into a blog post. If you’re going to turn credit card rewards into nearly free travel, you’ll need to know which is the best card to use for different […]

Zero Reasons Why You Shouldn’t Track Your Credit Score for Zero Dollars

Tweet In order to satisfy my own curiosity, I ask people if they know their credit score when they complete a credit card consult request. Probably just under half of the folks don’t know their credit score. If you read this blog (and ever plan to sign up for a credit card), I think it […]

Best Hotel Credit Cards With Valuable Status Benefits

Tweet I don’t live the high life.  I’m a simple guy who enjoys traveling.  For that reason, I’ve never really paid much attention to status and benefits with either airlines or hotels. The point of this blog is to help you travel cheaply, not luxuriously. Until this week, I’ve always assumed that traveling cheaply and luxuriously landed on […]

Warning: You May Get a Better Rate of Return By Avoiding an Airline Branded Credit Card

Tweet Over the last year, I’ve done a lot of free credit card consultations. I’ve noticed a pattern with the credit cards that people have on hand. The pattern would appear to be logical, but it actually isn’t. The assumption is that I should have and use the credit card that is sponsored by my […]

Best Airline Credit Cards Where Miles Post After First Purchase

Tweet One of the most frequent questions and concerns I get is regarding a credit card minimum spend.  This is especially true if a person is planning to apply for multiple cards at one time. There are not a lot of people who can spend $10,000 within three months. Today we’ll explore some of the […]

The Business Card Denial: Lessons Learned for Non Income Earning Spouses

Tweet One of the most under-utilized tactics for fast tracking mileage earning is applying for business credit cards. The best current example is the Chase Ink Bold credit card that gives 50,000 Ultimate Rewards points for signing up and spending $5,000 in the first 3 months. Most folks don’t actually realize that they have a […]

The Mileage Combination Short Cut for Earning Your Free Trip in Record Time

Tweet It doesn’t come as any surprise that the fastest way to build up your frequent flyer mileage accounts is through credit card sign up bonuses. With all the 50,000 point sign up offers, you could either sign up for one credit card or fly to Australia roundtrip three times for the same number of […]