My Credit Score History | A Real Life Example of the Credit Score Impact

Tweet Today we open the doors wide on my credit score history so you can see how applying for multiple credit cards impacts your credit score. Because I really want to make it easy for you, I’m going to be transparent and list the cards I applied for between each application.  That way you can […]

How to Organize, Track, and Manage Points & Miles so it Doesn’t Become a Full-time Job

Tweet When people object to this little game of collecting miles and points, there are two common objections. 1.  I’m afraid it will hurt my credit score.  The truth is that it impacts your credit score, but not by as much as you might think. 2.  It takes too much time and effort. While it […]

Confessions of a Hypocritical Travel Blogger | I Don’t Do App-O-Ramas

Tweet One of the goals of Help Me Travel Cheap is to share my travel knowledge and insight so you can benefit from what I’m learning about nearly free travel. But the other day I realized that there is one piece of advice I’ve shared on this blog that I don’t actually follow. So, you […]

Zero Reasons Why You Shouldn’t Track Your Credit Score for Zero Dollars

Tweet In order to satisfy my own curiosity, I ask people if they know their credit score when they complete a credit card consult request. Probably just under half of the folks don’t know their credit score. If you read this blog (and ever plan to sign up for a credit card), I think it […]

Best Hotel Credit Cards With Valuable Status Benefits

Tweet I don’t live the high life.  I’m a simple guy who enjoys traveling.  For that reason, I’ve never really paid much attention to status and benefits with either airlines or hotels. The point of this blog is to help you travel cheaply, not luxuriously. Until this week, I’ve always assumed that traveling cheaply and luxuriously landed on […]

Southwest and AirTran Points Merging | Your Quick Guide to Maximizing Points and Credits

Tweet Effective immediately, you can now transfer AirTran credits and Southwest points back and forth.  This is the first step in the upcoming full merger between AirTran and Southwest. As always, there are benefits available for customers because right now there are some extended number of choices available. A Quick Overview of the Transfer Possibilities Between […]

Continental One Pass Credit Card To Be Discontinued | Pitfalls and Opportunities

Tweet Shortly, the Continental One Pass credit card will be discontinued. The only official material I have available to me is that the card will not be available for new sign-ups after Feb. 29th, 2012. Should you rush out and apply for a Continental One Pass credit card? Should you cancel your One Pass credit […]

The Same Day Credit Card Applications Hack | A Strategy for Getting More Approvals

Tweet You may just be wanting to dip your toes in the water.  That’s fine.  However, what we’re going to talk about today is jumping right into the waters of free travel by getting approval for multiple credit card sign up bonuses. Those who have been doing applications for a long time know the value […]

The Best Air Miles Credit Cards for Every Day Spending

Tweet I originally wrote this post about the best air miles credit cards in August of 2011.  I never posted it because it’s hard to account for all the variables (as I’m sure you’ll discover as you read through the post). However, I decided it was time to dust off the post and run it […]