My Credit Score History | A Real Life Example of the Credit Score Impact

Tweet Today we open the doors wide on my credit score history so you can see how applying for multiple credit cards impacts your credit score. Because I really want to make it easy for you, I’m going to be transparent and list the cards I applied for between each application.  That way you can […]

Confessions of a Hypocritical Travel Blogger | I Don’t Do App-O-Ramas

Tweet One of the goals of Help Me Travel Cheap is to share my travel knowledge and insight so you can benefit from what I’m learning about nearly free travel. But the other day I realized that there is one piece of advice I’ve shared on this blog that I don’t actually follow. So, you […]

Zero Reasons Why You Shouldn’t Track Your Credit Score for Zero Dollars

Tweet In order to satisfy my own curiosity, I ask people if they know their credit score when they complete a credit card consult request. Probably just under half of the folks don’t know their credit score. If you read this blog (and ever plan to sign up for a credit card), I think it […]

The Same Day Credit Card Applications Hack | A Strategy for Getting More Approvals

Tweet You may just be wanting to dip your toes in the water.  That’s fine.  However, what we’re going to talk about today is jumping right into the waters of free travel by getting approval for multiple credit card sign up bonuses. Those who have been doing applications for a long time know the value […]

Credit Score Update | How Multiple Credit Card Applications Impact Your Score

Tweet One of the biggest reasons people hesitate to use credit cards to earn free travel is because they want to vigilantly protect their credit score. For that reason, people ask how multiple credit card applications will impact their credit score. When I get an update on my FICO score, I’ve been updating the activity […]

Credit Score Analysis | Should a Credit Score Drop Cause You to Adjust Your Strategy?

Tweet When I talk with newbies about signing up for credit cards to get free/cheap/discounted travel, one of the hesitancies is the impact on a person’s credit score.  Since my quarterly FICO score was just updated, I want to use my own score to help us analyze what is happening, and discover the important lessons […]

Free Flights May Be Moving Further Out of Reach for Stay at Home Parents

Tweet Everyone knows that the best way to collect frequent flyer miles is by taking advantage of the best credit card sign up bonuses.  In the last year, both my wife and I have accumulated thousands of dollars worth of free travel by strategically applying for (and getting accepted for) credit cards. As a working […]

The Best Way to Get A Free Credit Score – Credit Sesame

Tweet If you plan to play the free frequent flyer miles game and use the best airline credit cards to get bonus miles, you’ll need to track your credit score. To track your credit score, I’m currently recommending the free service provided by Credit Sesame. The score you get is not your FICO score. That […]

How Many Chase Credit Card Applications are Permitted? Will I be Approved?

Tweet Since Chase is putting two outstanding offers back to back, people are obviously wondering if they’ll be able to get approved for the Chase Sapphire Preferred 50,000 bonus sign up promotion. While there is no definitive way I can answer that question, I hope to clear up a few myths and share some facts […]