Credit Score Analysis | Should a Credit Score Drop Cause You to Adjust Your Strategy?

Tweet When I talk with newbies about signing up for credit cards to get free/cheap/discounted travel, one of the hesitancies is the impact on a person’s credit score.  Since my quarterly FICO score was just updated, I want to use my own score to help us analyze what is happening, and discover the important lessons […]

When Should You Cancel Your Credit Card?

Tweet If you sign up for credit cards in order to get the sign up bonus, you’ll likely hold on to a card for about a year and then call to cancel the card.  Ultimately, the question is: when should you pull the trigger on the cancellation? No Annual Fee Credit Card Cancellation If the […]

How does applying for multiple credit cards impact your credit score?

Tweet Over the last several weeks, I’ve written about some generous credit card sign up bonuses.  In fact, I applied for the 75,000 bonus point AAdvantage card and the 30,000 Starwood bonus (expired). However, as a personal finance blogger, I thought we should get a post on Help Me Travel Cheap that addresses credit scores […]