My First EVER Credit Card Denial

Tweet Over the last 15 years, I’ve been playing the travel credit card game with differing amounts of commitment. However, in an effort to be completely open and transparent, I want to let you know that I was denied for a credit card for the first time ever. Now, there have been occasions where I’ve received […]

How to Use Credit Card Points to Get a Better Deal Than Using Miles

Tweet If you’re willing to fly in economy class, it is possible to get better fares using points to book travel than it is to use your points to transfer to a mileage program. In this post, I’ll highlight the strategy I use for finding the lowest possible fare when redeeming points. How to Find […]

Travel Free Faster! How to Earn Points & Miles Paying Rent or Mortgage

Tweet This week I had a reader ask if and how they could earn miles paying their mortgage. That’s a great question because for most of us that is our highest monthly expenditure. Is it possible? Yes, but probably not with a credit card (at least not at a reasonable rate). How to Earn Miles […]

Why I, the Credit Card Proponent, Applied for a Mileage Debit Card

Tweet Usually I talk about credit cards on this website.  I think credit card sign up bonuses are the best way to earn miles and points for free travel.  Using credit card sign up bonuses, my wife and I have earned about two million miles and points in the last couple of years. However, as […]

No Excuses! Now You Can Afford Any Minimum Spend

Tweet Update:  There are reports online that effective 11/11/12 Office Depot is no longer carrying the Vanilla Reload cards.  If that is correct the 5x opportunity with Ink Bold + Vanilla Reload + Office Depot may no longer work.  I know that my local Office Depot does still have Vanilla Reload cards.  They also still […]

How to Use Bluebird to Get an Infinity of Miles

Tweet I’ve felt like a little kid waiting for Christmas.  Only I’m a big kid waiting for the arrival of my Bluebird card. Before posting about how Bluebird opens infinite doors, I wanted to have an opportunity to test the card.  Alas, my card still has not come, but I did want to be sure […]

My Credit Score History | A Real Life Example of the Credit Score Impact

Tweet Today we open the doors wide on my credit score history so you can see how applying for multiple credit cards impacts your credit score. Because I really want to make it easy for you, I’m going to be transparent and list the cards I applied for between each application.  That way you can […]

US Airways Dividend Miles Program Introduction and Overview

Tweet Welcome to a longer overdue continuation of a series where I feature some of the basic, introductory material about different award programs.  That way if you’re new to the ‘game’, you can just read this cheat sheet rather than trying to compile all the information by yourself. In this post we’ll be focusing on […]

The Travel Credit Card that Yields the Most Satisfaction Feedback (and the Card with the Most Horror Stories)

Tweet I get emails. In some of the emails I receive, people lavish me with thanks because they’re so glad they’ve been able to start to travel for less than they ever imagined. The card I’m thanked most often for suggesting is the Chase Sapphire Preferred. While I hate to say there is a ‘best credit […]