My First EVER Credit Card Denial

Tweet Over the last 15 years, I’ve been playing the travel credit card game with differing amounts of commitment. However, in an effort to be completely open and transparent, I want to let you know that I was denied for a credit card for the first time ever. Now, there have been occasions where I’ve received […]

How to Use Credit Card Points to Get a Better Deal Than Using Miles

Tweet If you’re willing to fly in economy class, it is possible to get better fares using points to book travel than it is to use your points to transfer to a mileage program. In this post, I’ll highlight the strategy I use for finding the lowest possible fare when redeeming points. How to Find […]

The Travel Credit Card that Yields the Most Satisfaction Feedback (and the Card with the Most Horror Stories)

Tweet I get emails. In some of the emails I receive, people lavish me with thanks because they’re so glad they’ve been able to start to travel for less than they ever imagined. The card I’m thanked most often for suggesting is the Chase Sapphire Preferred. While I hate to say there is a ‘best credit […]

25,000 Starwood Bonus Opportunity

Tweet Update September 5th: The 30,000 Starwood offer has expired.  The current best offer is 10,000 points after your first purchase and 15,000 points after spending $5,000 in the first six months.  To get that offer click here. I read an article yesterday by Darius at Million Mile Secrets that points out that the terms […]

Why the Chase Sapphire Preferred is the Most Recommended Card

Tweet Over the last few years, I’ve done hundreds of credit card consults.  While I haven’t kept any records, I know for a fact that the card that I’ve recommended most often is the Chase Sapphire Preferred. Why? My credit card consults are personalized (in that I read them myself and reply to each request personally […]

Best Hotel Credit Cards With Valuable Status Benefits

Tweet I don’t live the high life.  I’m a simple guy who enjoys traveling.  For that reason, I’ve never really paid much attention to status and benefits with either airlines or hotels. The point of this blog is to help you travel cheaply, not luxuriously. Until this week, I’ve always assumed that traveling cheaply and luxuriously landed on […]

How to Determine the Best Credit Card | Important Classifications to Consider

Tweet In an effort towards simplicity, I’ve suggested to many of you the best credit cards.  I even just finished up a page on this site where I suggest the best hotel credit cards.  However, be aware that the biggest factor in determining the best credit card depends on which credit card basket you’re trying to […]

A Chicago O’Hare Induced Near Panic Attack and the Value of Knowledge

Tweet This is a typical story about a country boy who goes to the big city. In our story today, I’m the country boy and Chicago is the big city.  Yesterday, I arrived on US soil for the first time in seven months.  What I didn’t know when I arrived into Chicago O’Hare airport … […]

Warning: You May Get a Better Rate of Return By Avoiding an Airline Branded Credit Card

Tweet Over the last year, I’ve done a lot of free credit card consultations. I’ve noticed a pattern with the credit cards that people have on hand. The pattern would appear to be logical, but it actually isn’t. The assumption is that I should have and use the credit card that is sponsored by my […]