How to Maximize the Hyatt Credit Card for Suite Upgrades

The Hyatt credit card by Chase has always been on my list of cards to investigate in the future.

I’ve known that there is a possibility to get suite upgrades, but I’ve always had a list of Chase cards that have been on the top of my ‘to apply for list’.  However, since I’ve already got most of the Chase cards that were really interesting to me, I decided that it was time to get a good grasp on the Hyatt credit card offer.

Hyatt Credit Card Offer Details

  • Get two free nights after spending $1,000 in the first three months.
  • Receive one free night each year on your anniversary in any category 1-4 property.
  • 3 Hyatt Gold Passport points for every $1 you spend at Hyatt properties.
  • 2 Hyatt Gold Passport points for every $1 spent at restaurants, on airline tickets purchased directly with the airline, and at car rental agencies.
  • 1 Hyatt Gold Passport point on every other dollar you spend.

The annual fee for this card is $75 and is not waived for the first year.

To apply for the card, you can click here.

Maximize the Hyatt Credit Card and Get Suite Upgrades

  • If you don’t have any status with Hyatt, then you’ll get two free nights with your card application and after reaching the minimum spend.
  • If you are a Hyatt Platinum member, you’ll get two suite upgrade certificates for paid stays (up to 7 days), while your free nights are in standard rooms.
  • If you are a Hyatt Diamond member, you’ll get your two free nights in a suite.

Hyatt Suite/Sweet Value

Let’s look at a few examples so you can see how valuable the suite upgrades could be (sample dates in May with two adults):
Standard Room Cost = $920 USD per night
Suites Cost = $1,300 per night
Standard Room Cost = $488 USD per night
Suites Cost = $1,600 USD per night
Standard Room Cost = $740 USD per night
Suites Cost = $1,700 USD per night
There are a lot of other expensive Hyatt locations, but I’ve just included these three for illustrative purposes.
Moral of the story: You can get some great value out of two free night certificates.  But you can get AMAZING value out of two suite certificates!

As such, if you’re going to apply for the card, it would make a lot of sense to do it when you have as high of a status as possible.

Probably the easiest way to get status is to match it and do a status challenge from another program.  The easiest way to get status would be to apply for the Hilton Reserve credit card and get Gold status.  From there, you can email gold and request a Diamond trial challenge.  They may ask to see your hotel stay history, but if they do not, you should be able to get a 90 day challenge.

Dans Deals reports the following challenge opportunities:

  • Hilton Gold or Diamond
  • Marriott Gold or Platinum
  • Starwood Platinum
  • Priority Club Platinum

What is a Diamond trial challenge?

If approved, you’ll have 60 days to stay 12 nights at Hyatt locations.

Even if you don’t stay 12 nights to complete the challenge, during those 60 days, you’ll still get Diamond status.  That means if you’re able to get a status challenge and apply for the card during that time, you can get your two night free suite certificates that will still be valid even beyond those 60 days.  Additionally, during the challenge you will get 4 suite upgrade certificates (each to be used on paid stays up to 7 nights).  Those certificates will also be valid even if you don’t complete your Diamond challenge.

As a Diamond member, the best benefit is that you’ll get lounge access or a free breakfast at locations that don’t have lounges.

I’m going to review my 2013 travel plans and make a plan for the best strategic time to do the status match and apply for the Chase Hyatt credit card.




  1. Sandy says

    Hi Craig-
    I like reading your blogs…as we’re like you, a family of 5 trying to travel the world cheaply.
    At the bringing of this post, you mention that you’ve got all the Chase cards that are interesting to you.
    I am curious as to which Chase cards you are referring to?

    • says


      I should correct myself – I got all the top of the list cards. Still lots of good cards out there (like the Hyatt card). I usually apply for a new Chase card every 3-5 months.
      The cards and the bonus I got for each include:
      British Airways – 100,000
      United – 55,000
      Southwest – 50,000
      Continental – 50,000
      The business cards I have:
      Ink Bold – 50,000
      Southwest – 50,000

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