Chase Freedom Rewards Credit Card

The Chase Freedom card has a much lower sign up bonus than most Chase cards, but also has a high earning potential on everyday spending.

Current best sign up bonus for the Chase Freedom card is $100 cash back which is 1,000 points.

Application Link: Chase Freedom Visa

Application Link: Chase Freedom Mastercard

Chase Freedom 2013 Bonus Categories

As a Freedom card holder each quarter you have the opportunity to earn 5 points per dollar on select rotating categories.  There is a limit to the 5x categories of $1,500 per quarter for a total of 7,500 bonus points per quarter.

Chase released the 5% bonus categories for 2013.

Dates Bonus Categories
January to March Gas Stations, Drug Stores, & Starbucks
April to June Movie Theaters & Restaurants
July – September Gas Stations, Theme Parks, Kohl’s
October – December and Select Department Stores

What’s really cool about the Chase Freedom card is that there is a way to transfer these points to airlines like United, Southwest or British Airways.  You can even transfer them to hotels like Hyatt.

Chase Freedom Points Can Be Transfered to Ultimate Rewards

In order to transfer those points, you’ll need to have an Ultimate Rewards earning card in addition to your Freedom card.  Ultimate Rewards earning cards include:

Thus, the 5% bonus categories will yield 5 points/miles per dollar spent.

If you wish you can accumulate Freedom points, and then eventually get an eligible Ultimate Rewards card and transfer your points for a combined total.  Essentially, your Freedom points with transfer to Ultimate Rewards points.

The advantage is that you can get much more than 1 penny per point value out of each point if you can transfer the points to an airline.


Airline miles needed are not reflective of the price.

Here’s a quick example:

I could get tickets from Denver to Quito, Equador for 40,000 United miles and $68.80 in taxes and fees.  That same flight in Economy class would cost $2,520.70.

Chase Freedom Review

Enjoy the opportunity to earn 5 miles per dollar on the bonus categories listed above.

Rack up a lot of miles.