1. zafer says

    Hi experts,
    can you help me figure out one thing before submitting a credit card application: what is the credit and income criteria that I must meet in order to receive a World Premier Mastercard (Barclays)? If I don’t figure that out in advance I will automatically receive a Platinum Mastercard, which I might not be interested in…

    • Craig says

      Thanks for the question but unfortunately I don’t have an answer for you. Each credit card company and each card has their own standards and I couldn’t even begin to guess what score you would need. Sorry.

  2. James Vu says

    Hi ,
    I have been approved for 5 cards in the last 2 months . Currently , Delta offer me
    40,000 points and 75$ back after buying ticket , plus 2 Delta sky club one day passes . Waive 1st year . Then 95 $ . Is it a good offer to apply Since I am not a Delta fan and what is the sky club one day passes . Thank you very much , James

    • Craig says

      I would do a Delta offer for 40,000 miles. I don’t think it is worth it. However, if you like Delta it could be a decent offer. I’d rather take advantage of something else if I were to use a credit inquiry.

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