Why the Chase Sapphire Preferred is the Most Recommended Card

Tweet Over the last few years, I’ve done hundreds of credit card consults.  While I haven’t kept any records, I know for a fact that the card that I’ve recommended most often is the Chase Sapphire Preferred. Why? My credit card consults are personalized (in that I read them myself and reply to each request personally […]

Zero Reasons Why You Shouldn’t Track Your Credit Score for Zero Dollars

Tweet In order to satisfy my own curiosity, I ask people if they know their credit score when they complete a credit card consult request. Probably just under half of the folks don’t know their credit score. If you read this blog (and ever plan to sign up for a credit card), I think it […]

How to Choose a Mileage or Points Program to Focus Your Earning

Tweet So, you’ve decided you want to collect miles for nearly free travel. The obvious question is: where should you be focusing your efforts? There’s the extreme approach which involves getting a little bit of everything.  It means signing up for all of the best credit card offers (of course, spacing out applications from the […]

An Indispensable Guide to Understanding How Airline Miles and Reward Points Work

Tweet If you’re going to invest any amount of time into earning award points or miles, you must know how to use those points. I always feel really bad when I get emails from folks who have spent a year (or more) collecting a certain type of miles or points only to learn that those points […]